5 clothes that may affect one’s health

5 clothes that may affect one’s health
Clothing choices are often influenced by fashion trends, personality traits, climate, and the occasion for which one has to dress up. However, very few people think about their health when putting together their outfits. There are certain clothes that may negatively affect one’s health, such as causing allergies, rashes, or, in worse scenarios, long-term health issues. Thus, it is best to eliminate these clothes from the wardrobe and avoid buying them in the future. Skinny jeans Skinny jeans are a popular fashion trend, but wearing them can adversely affect one’s health. This is because they are designed to be extremely tight-fitting, which can build up pressure on the nerves of the legs and groin. Over time, this can reduce blood flow to the lower parts of the leg, causing muscle damage, swelling, and numbness. Additionally, the denim used to make jeans is not a breathable fabric, and sweat can accumulate, affecting the skin’s barriers and leading to infections. Underwire bras Wearing underwire bras on a daily basis for longer hours can have a lot of potential health risks. These include skin problems, the risk of punctures and cuts from the wire, pain in the neck and head, and discomfort in the chest area.

10 telltale signs of charity scams

10 telltale signs of charity scams
Vigilance is a donor’s greatest asset in the vast landscape of charitable giving. The unfortunate reality is that some individuals seek to exploit the goodwill of others through charity scams. These deceptive practices undermine the genuine efforts of charitable organizations and erode the trust of well-intentioned donors. Recognizing the telltale signs of charity scams empowers individuals to make conscientious choices, ensuring that their contributions reach genuine organizations, making a positive impact. High-pressure tactics Legitimate charities respect donors’ decisions and provide ample time for consideration. It raises suspicions if a solicitor pressures individuals to make an immediate donation without offering comprehensive information about the organization or its mission. Scammers often rely on urgency to catch donors off guard, emphasizing immediate action without allowing time for due diligence. Vague mission statements A clear mission statement is a hallmark of genuine charities. If an organization’s purpose seems unclear or vague, it may conceal its true intentions. Authentic charities are transparent about their goals, projects, and how donations will be utilized. If the purpose remains elusive, it’s prudent for donors to exercise caution. Similar-sounding names Charity scams often employ names resembling reputable organizations to create confusion. Donors should verify the charity’s name, ensuring it matches the well-known entity they intend to support.

Top 5 tax-deductible charity contributions

Top 5 tax-deductible charity contributions
Donating to charities is a meaningful way for individuals to contribute to society and gain personal benefits. Unbeknownst to many, charitable contributions made in the country make an individual eligible for tax advantages, creating a win-win scenario. Contributions like cash donations, non-cash donations like clothing or household items, stocks, etc., can lead to tax benefits. Explore some tax-deductible charitable gifts and donations below to understand how to make a positive impact while enjoying financial advantages. Cash donations Cash donations are one of the simplest ways to contribute to charitable causes and get tax benefits. Cash donations can be made in various ways, including checks, credit cards, or through payroll deductions made by one’s employer. If one is donating cash to qualified public charities, it allows them a tax deduction of up to 60% of their adjusted gross income (AGI) in a year. Furthermore, making cash donations to private foundations allows individuals a tax deduction of up to 30% of their AGI. To claim tax deductions, one must keep records of their donations, such as bank statements, canceled checks, or receipts and acknowledgment letters from the charity. Non-cash donations Besides cash, donating goods such as clothing, furniture, or household items can also yield tax benefits.

5 charitable donations that qualify for tax deductions

5 charitable donations that qualify for tax deductions
The holiday season is right here, and it’s a great time for giving. Giving doesn’t just have to be limited to gift exchanges; it can also include donations to those who are less fortunate. Not only do these donations make a positive impact on the lives of others, but many of them are also eligible for tax deductions. To help people maximize their donations and receive the full tax benefits, this article lists five tax-deductible charity gifts to consider. Cash Cash donations are the most popular types of tax-deductible charitable donations. Donors can make these payments through cash, credit, or debit cards. If the donations are made to a qualifying organization, they can deduct them on Schedule A. However, one needs to file them as itemized deductions, and they are typically limited to a percentage of the annual gross income. Stocks and bonds Several non-profit organizations accept stocks and bonds as donations. Since these are tax-deductible and do not tack on capital gains taxes, they tend to result in higher donations. In most cases, they are immediately liquidated to improve cash flow within the charitable organization. However, it is important to note that these tax deductions may look different for everyone based on the organization donated to and one’s adjusted gross income.

6 clear signs of charity scams

6 clear signs of charity scams
Charitable contributions can provide a sense of emotional fulfillment. However, not all charitable opportunities are legitimate. Further, the rise of fraudulent activities here can discourage donors. According to a recent FBI report, people lost over $4.4 million to charity scams in a year. Looking at these numbers, it is important for donors to be vigilant regarding their contributions. So, here are a few telltale signs that can help them identify a charity scam: 1. Refusal to provide details A clear indicator of a charity scam is when an organization hesitates or outright refuses to delve into essential details regarding its work, mission, and outreach. Here, details regarding operational expenses, allocation of donations, headquarters location, or its tax-exempt (EID) number may be difficult to obtain. Genuine charities are typically transparent about these details, and any reluctance to provide such information should be a cause for concern. To avoid falling for such scams, it is advisable to thoroughly check the charity’s official website and read through their frequently asked questions (FAQs), mission, impact on the community, and terms and policies. It is also a good idea to check out the BBB ratings and online reviews to gauge its overall standing in the community.

5 common mistakes people make with their fridge

5 common mistakes people make with their fridge
It is a common practice for many people to stuff their grocery haul into the fridge and call it a day. While stocking a fridge is quick and easy, this approach can do more harm than good. It can increase the risk of food spoilage and hamper the optimal functioning of the fridge. To ensure the appliance’s durability and lower the risk of food spoilage, avoid these common mistakes people often make with their fridge. Not making the most of the fridge space A common problem many face is that the fridge space is not enough to store everything they want. But if one looks closely, they will find many things inside the fridge that have eaten up some necessary space—for instance, bottles of expired sauces or juice boxes and yogurt tubs that have gone bad. A common mistake many people commit is forgetting to declutter their fridge, making it difficult for them to make the most of the available space. Keeping the temperature too high or too low It is important to set the fridge temperature at the correct level depending on the weather conditions. For instance, the fridge temperature can be at the lower end during warm and hot months and towards the higher end during colder months.

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Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Even during non-festive periods, smartphones sell like hotcakes in online and offline stores. Most tech enthusiasts routinely feel the need to get their hands on the latest models of their favorite smartphones. With Black Friday 2023 still several weeks away, shoppers can check out the features of their favorite smartphones. All the estimated deals listed in this article are based on the existing retail discounts, and buyers can expect similar bargains this Black Friday. High-range smartphones 1. Different variants of Apple’s iPhone make up the top 4 of the bestselling smartphones in the country. On many retail sites, devices such as the Apple iPhone SE 5G are being sold with discounts that range from about $200 to $250. This means that there is a high percentage chance that similar or better deals will likely emerge for such devices when Black Friday looms closer. The Apple iPhone SE 5G offers fantastic features such as lightning-fast processors, 5G connectivity, 4K video recording capability with 60 FPS, the unique Dynamic Island display, IP67 water resistance, and many more. 2. Samsung’s Galaxy devices come second in the sales pecking order after Apple’s iPhones when it comes to the smartphone market leadership. With the presence of Black Friday looming on the horizon, users can expect great deals on their favorite Galaxy smartphones. For instance, the Galaxy Z Fold 5 is available on many retail sites with existing discounts ranging from 10% to 15%. Shoppers may possibly find such (or better) discounts during the upcoming sale period. The Galaxy Z Fold 5 is a one-of-a-kind foldable phone packed with incredible features such as a massive display, dual-app viewing, immersive gaming experience, super AMOLED screens, and many other niceties. 3. A device that is likely to offer massive discounts during Black Friday is the Google Pixel 7.
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10 Incredible Black Friday Deals to Expect on Laptops in 2023

10 Incredible Black Friday Deals to Expect on Laptops in 2023

Laptops combine the power of desktops with the portability of smartphones, making them suitable for several tasks. But this is also why they tend to be pricey. Unsurprisingly, many wait for sales like Black Friday to buy the model of their choice. Below are ten types of laptops and the Black Friday 2023 deals one can expect on them in the coming months. The discounts listed are based on last year’s sale and current prices. 1. Dual-screen laptops Unlike older dual-screen models, newer ones are much more efficient and non-gimmicky. They have secondary displays with anti-glare capability that perfectly complement the primary screen. A great option is the ASUS Zenbook Pro Duo UX581. It comes with a 15.6-inch 4K UHD NanoEdge touchscreen glossy main display, a cutting-edge Intel Core i7-9750H Quad Core Processor, and a 14-inch 4K matte touchscreen for seamless scrolling and usability. Last year, Amazon sold specific variants of the Zenbook Pro Duo for a discount of 15% in the run-up to Black Friday. 2. Gaming laptops Gamers need laptops that are responsive, less prone to overheating, and armed with high-end graphics cards. In short, they seek devices that will not leave them high and dry in the middle of a high-octane, graphics-heavy game by being laggy and annoying. Thankfully, several gaming laptops tick these boxes, an example being Lenovo’s IdeaPad Gaming 3. The device has incredible features, such as the latest AMD Ryzen 6000 Series processors, GeForce RTX 30 Series GPUs, and Rapid Charge technology to boost battery by 40% in just 15 minutes. Amazon reduced the price of specific IdeaPad Gaming 3 models by $300 last Black Friday, so gamers can hope for similar savings in 2023. 3. Chromebooks Those who prefer the ultra-reliable Chrome OS can check out Acer’s Chromebook 315. It has a powerful Intel Celeron N4020 dual-core processor, a full HD IPS touchscreen, and over 12 hours of battery life!
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